Foreclosure Houston:
What Are Your Options?
We’re here to help get rid of that stress for you.
Who We Are
Straight Talk from Texans about Lone Star Home Relief
What people say about us matters!
When one of our clients gives us a testimonial we want to share that with you so you know you can trust us to find solutions and help you avoid foreclosure also! Satisfied customers who have worked with Lone Star Home Relief is the best compliment we can get!
Our clients say
Joshua Syna
IMPORTANT: Beware of Foreclosure Scams!
SCAM WARNINGS!!! We know you are getting bombarded!
Please be careful who you deal with!
Should I pay upfront for help?
Be careful if you are asked to pay upfront for help online or for services. We can help you with many different solutions and while some legitimate services and professionals may ask for payment or deposits, be aware that many potential scams or fraudulent activities involve asking for payment before providing assistance.
The company guarantees it will get the terms of your mortgage changed
Sorry but that’s something another company just can’t guarantee. Other companies can help with mortgage modifications, but make sure you examine these services with caution and good research before making a payment.
You’re asked to sign over title to your home or to sign other documents you don’t understand
Signing over the title to your home or signing other unfamiliar documents can be a red flag! Always ask for professional advice because there are legal and/or financial risks, and signing documents without knowing what they mean and can result in loss of property rights and undesirable agreements.
You’re instructed to send payment to someone other than your mortgage company or servicer
Another red flag is when you are asked to send payments to anyone other than your mortgage company or loan servicer. This may be fraudulent or a scam. Always check with your mortgage company before making any transactions. If you send money to other parties you can quickly lose your money and even open yourself up to identity theft. Always be careful and run these things by trusted employees of the mortgage company or loan servicer.
The company offers to do a “Forensic Audit”
A “forensic audit,” means a detailed look at the accounting and records to find irregularities, fraud, or other types of misconduct. Yes, forensic audits can be useful for some folks, but again it’s important to be cautious. Companies often use the term give you a false sense of urgency and pay for unnecessary services. As always, before you pay for an audit, make the company is legit and consider asking some other professional in the same industry their advice to ensure you are making a smart move.
The company says they’re affiliated with the government or uses a logo that looks like a variation of a govermnent seal
Government “like” logos resembling a government seal, are a deceptive practice and you should question their credibility. Always be willing to reach out to actual government agencies to verify actual government associations so you don’t get scammed by people wanting to deceive you by making their company seem like a government agency..
How long have you been working with foreclosures?
Our team has been helping homeowners in Houston just like you since 1994.
Can you provide reviews from previous clients?
We’re proud to share our positive reviews that attest to our dedication and expertise.
How many loss mitigation applications have you had approved in the last year?
In 2023, we’ve successfully had 37 loss mitigation applications approved, and that number continues to grow. In addition, we’ve helped hundreds of families avoid foreclosure in numerous other ways.
At Lone Star Home Relief, we pride ourselves on our unique approach to helping homeowners facing foreclosure in Houston. We’re here to support and guide you through this challenging time. We have the experience, knowledge, and dedication to help you with your home. Stay informed and stay safe.
What Makes Us Stand Out
At Lone Star Home Relief, we have a unique approach to helping homeowners going through foreclosure in Houston and the surrounding counties. We get information directly from lenders and take time to understand your situation and what you want. By knowing your goals for your home, we can better provide a solution that is tailored to meet your needs. Whether we purchase your home for cash, or help you with loan modifications our goal is always to provide honest reliable service and smooth easy solutions. We are here to provide win win outcomes for your home and resolve stressful situations.
Stop Foreclosure: Easy as 1-2-3!
Understand your situation and goals for the house
1) Contact our team for short 5 -10 minute conversation
2) we'll chat to understand your specific situation and what YOU want!
3) We will gain a clear picture of your needs, and discuss solutions and next steps that are the best fit.
Contact your lender and apply for a loan modification
1) After a brief in-home visit orphone consultation, we will then reach out to your lender and assist you in applying for a loan modification.
2) However, the outcome is not always guaranteed, and the decision is ultimately up to your lender.
*In case the loan modification is denied, we will work with you to explore alternative options (see step 3 below).
If a loan modification is not possible, rest assured that you still have alternatives. In this case, you can choose from the following options:
Option 1: Lone Star Home Relief offers an option for homeowners facing pre-foreclosure to sell their property outright and receive cash in return.
This allows you to avoid foreclosure and move on with your life. We understand that moving can be stressful, which is why we provide relocation, moving and storage services to make the process as convenient as possible for you. This way, you can focus on your future, while we take care of the details of selling your house.
Option 2: We have partnered with a nationwide short-sale specialist so Lone Star Home Relief can help you navigate the process of selling your property for less than the outstanding mortgage balance, known as a short sale.
This can be a viable solution for homeowners who are underwater on their mortgage, or have negative equity in their home. We can assist you in negotiating with your lender and working out a deal that will allow you to pay off your outstanding mortgage balance and move forward.
* Ask us about a subject 2 option for your home!
Our Team
When you choose Lone Star Home Relief, you’ll have at your disposal our entire team of experts. We believe that trust and open communication is key to developing the best solution for your situation. So call us! Get to know our team, so we can find out what you want and what you need. We want you to feel at ease in choosing to work with us.
Contacts
Joshua Syna
Charlotte Syna
Victoria Malone
Melody Medly
Propelio Short
stopforeclosurehouston.org
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